Settling Medical Liens

If you were injured in a car accident, your insurance company will pay for your medical bills and you wouldn’t have to pay them back out of your settlement.  Why should you have to pay them back, just because you were riding a motorcycle?  Don’t let the bulk of your motorcycle injury settlement be used to pay your medical bills.  We wouldn’t!

This is where we really earn our fee as motorcycle accident lawyers by trying to keep your settlement money from being used to reimburse money paid for your medical bills. Some lawyers settle medical liens for 66.66%, while some lawyers feel successful when they are able to settle medical liens for 50%.  We try harder!

Although past results cannot predict future results and facts differ in each case which could produce different results for you, I have settled many medical liens for little to no money, that’s $0.00!

Following are some liens I settled and the amounts settled for:

  • $4,265.00 medical lien I refused to settle – client paid $0
  • $32,000 Brookhaven hospital lien settled for $1,6000 of which $1,000 was paid by insurance – client paid $600 (see below)
  • $35,000 hospital lien – client paid $0
  • $516,297.07 Stoney Brook hospital lien settled for $0
  • $113,311.07 Medicaid lien settled for $2,000.00 paid by insurance and client paid $0

Below is a copy of a letter showing a medical lien settlement for only $1,600 (5% of the $32,000 hospital lien asserted by GHI). I was also able to get another $1,000 of medical coverage for my client to pay the medical lien settlement. The result is that I only had to deduct $600 from my client’s motorcycle injury settlement!

The letter below shows a Suffolk County Medicaid lien of $113,311.07 was settled for only $2,000 which wasn’t even paid by our client because it cam from a $2,000 medical coverage on the insurance policy.  On the same case, there was an additional lien by New York State for Stony Brook Hospital for over $900,000.  After consideration negotiation, the New York State lien was reduced to $0.

Medicaid lien settlement letter

Motorcycle accidents often involve serious injuries with medical bills usually in the range of $35,000 to $1,000,000+. Your medical bills will be paid either by your health insurance company, Medicare, Medicaid, or New York State. Whichever entity pays your medical bills, they will want to be reimbursed from your motorcycle accident settlement.

If you have health insurance, the medical billing codes are run through software looking for billing codes that indicate treatment for injuries caused by trauma such as an injury from a motorcycle accident. When these billing codes for treatment of trauma are found, an investigation begins to find your lawyer and the insurance company for the car which hit your motorcycle so a lien letter can be sent to both your lawyer and the insurance company.  The company which most often is the collection agency for health insurance companies is Rawlings.

This is the most complicated and unique part of a motorcycle accident case. Lien law is complicated and frequently changing. Additionally, because there is no-fault coverage for injuries sustained in car accidents and no-fault is not entitled to a lien, these issues are not encountered by lawyers in car accidents. However, issues involving medical liens occur with every motorcycle accident and many lawyers are not familiar with these issues.

Some private health insurance plans are no longer allowed to assert a lien against your personal injury settlement from a Long Island motorcycle accident, but self funded ERISA health insurance plans can assert a lien and seek to be reimbursed from your settlement.

If you were injured in a car accident, you would not have to pay for your medical bills.  Why should you, just because you were riding a motorcycle?  I will fight to keep your motorcycle injury settlement from being used to pay your medical lien.

Call Phil Franckel and Rob Plevy right now for a free – no obligation consultation